




Eminent Tax Co and Goins Consulting Group are both owned and operated by Mika Goins. Through this partnership, our clients can access more than professional tax services. Goins Consulting Group provides credit restoration and additional financial solutions designed to help you rebuild, prepare, and move forward with confidence. From tax preparation to credit and financial wellness, our goal is to support every stage of your financial journey.
We aren’t here to make excuses—we are here to make changes. With over 30,000 clients served and more than $100 Million in negative items removed, our track record speaks for itself. We don’t just talk about fixing credit; we show the receipts.
✗ FORECLOSURES
✗ REPOSSESSIONS
✗ STUDENT LOANS
✗ CHILD-SUPPORT
✗ LATE PAYMENTS
✗ CHARGE-OFFS
✗ BANKRUPTCIES
✗ MEDICAL BILLS
✗ COLLECTIONS
✗ PUBLIC RECORDS
✗ JUDGMENTS
✗ HARD INQUIRIES
Getting started is simple. Follow the steps below to activate your account and let our team get to work on your credit restoration journey.
No two credit profiles are the same, which is why we offer multiple credit restoration options to fit your individual needs and goals. Whether you choose our affordable monthly membership, a multi-round restoration package, or our Executive Priority experience, you’ll receive a personalized strategy, professional support, and the guidance needed to help you work toward a stronger credit profile.
* Must be activated immediately after purchase ($30/Month) -- Link is provided during onboarding.
* We cannot access or work your credit without it. Must Remain Active the entire duration of your repair process.
Required Documents (Non-Negotiable):
* Valid Government ID
* Social Security Card / SSN
* Proof of Address (dated within last 30 days)
Acceptable forms of proof of ADDRESS:
Utility bill · Bank statement · Lease or mortgage statement
We understand that every client is different. That is why we offer distinct service tiers. Whether you thrive in a community setting, prefer a strictly private experience, or demand white-glove executive service, we have a plan engineered for your success.
Important Note for All Plans: You must maintain your 3-Bureau Credit Monitoring Account throughout the entire process or we will be unable to continue with your disputes and/or provide results.
Perfect for clients who enjoy learning, networking, motivation, and being surrounded by like-minded individuals on similar financial journeys
Along with our Done-For-You credit restoration services, you'll also gain access to our private Skool community filled with educational content, support, mentorship, financial tips, and ongoing motivation.
What's Included:
Access to our private Skool community
Educational trainings & financial guidance
Networking with like-minded members
Community support & accountability
Private client portal & direct communication for account-related support
Done-For-You credit restoration included
Unlimited aggressive disputes for as long as you're subscribed
Earn 20% monthly recurring revenue from referrals into the community
Credit builder recommendations
Monthly progress reports
Client portal & mobile app to track results
Perfect for clients who prefer a more private and traditional setup.
You’ll enroll directly through our secure website and manage your journey privately through our client system. This option is ideal for those who simply want professional credit restoration services without community interaction.
What's Included:
Private onboarding experience
Direct client portal access & private communication
Done-For-You credit restoration
6 rounds of Aggressive Disputes
Best for clients who value privacy and simplicity
Unlimited monthly disputes for as long as you're subscribed
Credit builder recommendations
Monthly progress reports
Client portal & mobile app to track results
Our Executive Priority Package is designed for clients who want the highest level of service, personalized attention, and priority handling throughout their credit restoration journey. This premium package includes everything offered in our Elite Package, plus exclusive concierge-level benefits designed to provide a seamless, hands-off experience.
From priority processing to dedicated support, you'll receive our highest level of care while we work to restore and strengthen your credit profile.
What's Included:
Everything included in The Private Experience
Unlimited Rounds of Aggressive Disputes – We work your file until it's clean.
Priority file processing ahead of standard clients
Dedicated account representative
Priority email support
Bi-weekly progress updates
Personalized credit rebuilding recommendations
Quarterly one-on-one strategy consultations
Concierge-level client support throughout your program
Secure client portal with real-time access to your file
Customized dispute strategy based on your unique credit profile
Restore Your Banking Profile. Open New Opportunities.
Having negative banking records can make it difficult to open a checking account, qualify for financial products, or manage your everyday finances. Our ChexSystems & Early Warning Services (EWS) Restoration Program is designed to help you challenge inaccurate, outdated, or unverifiable information reported to these banking databases using consumer protection laws.
Our goal is to help you improve your banking profile by reviewing your reports, disputing eligible negative items, and guiding you through the restoration process.
What's Included:
Complete ChexSystems report review
Complete Early Warning Services (EWS) report review
Customized dispute strategy based on your reports
Professional dispute preparation and submission
Follow-up dispute rounds as needed during your service period
Review of inaccurate, outdated, duplicate, or unverifiable banking records
Personalized client portal for tracking your progress
Step-by-step guidance throughout the restoration process
Secure document management
Dedicated support from our experienced team
You will typically begin to see results within 45 days. The Credit restoration process could take anywhere from 4-6 months for majority of people depending on the individual credit profile. However , each client file is unique and results vary. Credit repair is a process that can't be rushed. We are backed by our 180 day money back guarantee if there are NO removals of any unverifiable, erroneous, inaccurate accounts.
We don't make any promises. We can only fight to remove any items that fall under the guidelines of the FCRA. These are items that should be removed due to being inaccurate, unfounded, out of date, false and/or erroneous. However, we have been successful in removing items such as: Collections/Charge offs, Inquiries, Late payments, Bankruptcy’s, Repos, Medical Bills, Child Support, and ETC!
Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.
We don’t just send dispute letters, we educate our clients on how to properly build and structure their credit. Our company is backed by an excellent track record of not only getting results, but providing quality customer service and support. We Truly care about you and your credit and will ensure at the end of our program, you have gained the financial literally to maintain your credit and let your credit work for you! Credit is wealth.
By law, credit bureaus have 30-45 days to respond to disputes and an additional 7 days to mail you the results. Typically clients can see results in 30 days.
Since everyone credit situation is not the same, we dont have a definite answer for that. Depending on your credit situation, if you are disciplined & consistent you will reach your credit goals. We recommend you start sooner than later. Please don't wait until you need a new house or car to start the process. Great credit takes time and can't be rushed.
By law, credit repair companies can not guarantee a specific score increase or removal of accounts. Our guarantee is that we are very knowledgeable about credit laws & we will work with the credit agencies to ensure that your credit report represents your correct credit status. We do promise to work very hard and diligently to help you reach your credit goals.
Unfortunately you can't. You must sign up and complete the credit restoration program.
Consultations are not required, only optional. You can begin your credit journey today!
We understand that every credit profile is different, which is why we offer multiple credit restoration options to fit a variety of goals and budgets.
▪️ Choose our GCG Membership ($65/month) if you’re looking for an affordable monthly program with unlimited monthly dispute rounds while your membership remains active, ongoing support, credit rebuilding recommendations, and access to our private community.
▪️Choose the Platinum Package if you prefer a one-time investment that includes up to six professional dispute rounds and a structured credit restoration program.
▪️Choose the Elite Package if you have a more complex credit profile or want extended credit restoration with up to twelve professional dispute rounds and additional opportunities to work toward your credit goals.
▪️Choose the Executive Priority Package if you want our highest level of service. This package includes priority file processing, a dedicated support representative, bi-weekly progress updates, and a concierge-style experience from start to finish.
If you’re unsure which option is best for your situation, don’t worry. Our team is happy to help you choose the package that best aligns with your credit goals before you enroll. Please Note: Consultations are optional and NOT required to get started.